Recently the 71st drop was conducted, and it remains the longest-running U.S. Multi Functional Financial Analyst salaries ($61k), Software Engineer Associate salaries ($67k), Senior Software Engineer salaries ($110k), Operations Leadership Development Program jobs, Operations Leadership Development Program salaries ($51k). Im interested in Google and Im curious to know how things are similar/different: workload, stress, compensation, perks, etc. Lobbying in 2022: $13,603,465. Contributions to this account are not taxed, and employees can use their HRA to pay for any qualified medical expense for . For a comprehensive guide to HSAs, click. Securian . Community Resilience: Customer and workforce communities are better prepared for challenges, able to overcome those challenges faster, and suffer less disruption and long-term impact. He earns $280,000 in base pay, with bonus pay of $125,000 annually, and $195,000 in long-term incentive vesting, which brings his total rewards pay to $600,000 annually. 6. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be profitable for a clients investment portfolio. IAM members at Lockheed Martin put their immense dedication and skill into producing the most advanced military products in the worldand this agreement ensures the company treats them with the respect theyve earned, said IAM Aerospace Coordinator Robert Barnwell. The . This includes most medical, dental, vision and chiropractic expenses. For all others, it will remain the same. I work for a competitor of Lockheed Martin (Their radar division is ~10 minutes away from me), and everyone starts with 15 days, senior engineers all start with 20 days. Since we closed the pension plan to new participants in 2006, we expect that by 2016 the majority of our employees will not be pension participants. And the higher your earnings, the bigger your shortfall may be. 1-866-562-2363 . All Rights Reserved. If you already registered after July 19, 2022, enter your new Username and Password. For more tips like these, click here to sign up for our weekly email blog newsletter. Spousal Consent Requirements Differ Between Retirement Plans and IRAs. The most attractive feature of an HSA is the ability to make tax-deductible contributions that can earn a return. This form should identify any pre-tax contributions (made by you and/or your employer) to your HSA during 2022. We are proud of what we do, ensuring those we serve stay ahead of ready. 23. Several factors were cited when making the decision to freeze the pension plan. As an employee of Lockheed Martin, you are already ahead of the game. In the pension formula of our Pension Plan, the annual accrual of service is expected to be more valuable for the majority of employees. Additional $1,000. 201-242-4397. What financial impact will I see from the change? Will the new automatic company contributions be added to a new savings account? We announced this change with a significant amount of notice to allow employees to prepare as much as possible. ), Email david@financialharvest.com Lockheed Martin offers its employees excellent group life insurance options that establish a baseline of coverage. 10. Employees will have the opportunity to allocate the new company contributions across the same variety of investment options available in the SSP. Reality Check: Your long-term disability policy is based on your qualified pay, which means it does not include your bonus pay or your vesting Long-Term Incentives (LTIs). Lockheed Martin will not make contributions in support of, but not limited to the following types of requests: Organizations that do not align with Lockheed Martin's values, commitment to diversity or approach to Equal Opportunity.This includes organizations that discriminate based on race, ethnicity, religion, gender, age, sexual orientation or other criteria of protected classes, as . You will continue to be eligible to earn up to 4 percent in company matching programs when you contribute 8 percent of your salary. . But most workers do not have sufficient LTD insurance to allow them or their family to go forward without significant disruption and changes to their current quality of life. 2023 Financial Harvest Wealth Advisors | Terms of Use. Additional $1,000. This all comes after they were going to make their employees use their personal vacation days. For the first four contribution methods, you may execute the lump sum transfers in any of three ways: Wire, ACH or sending a check. The earnings component of the pension plan will freeze as of Jan. 1, 2016, regardless of employment status. Starting July 19, 2022, all existing users will need to re-register to set a new Username and Password. Glassdoor is your resource for information about the Health Savings Account (HSA) benefits at Lockheed Martin. Generally, you are eligible to participate in the Salaried Savings Plan if you are a non-represented salaried employee and you work at least 20 hours a week (refer to the Summary Plan Description available through LM People > Benefits Overview for more details). 38. Really fucked up. Health Reimbursement Arrangements (HRA) A Health Reimbursement Arrangement (HRA) is a tax-advantaged account to which employers make contributions to help their employees cover their health care costs. Im not sure which retirement plan Im in. Potential HSA Contributions in 2023 for eligible employees Enjoy the Many Benefits of a Health Savings Account $1,800 . During a recent analysis, it became clear many U.S. employers (including our competitors and other major U.S. companies) are transitioning from traditional pension plans and shifting to 401(k) plans (defined contribution plans). Each year Lockheed Martin, as a benefit plan sponsor, is required to file an Annual Report (also referred to as Form 5500) for each of its Benefit Plans. 17. Managing the cost growth of our pension fund is important to ensuring we remain a strong and competitive company for the long term. Lockheed Martin benefits and perks, including insurance benefits, retirement benefits, and vacation policy. 4. The new company contribution, beginning in 2016, will be computed as a percentage of an employees weekly base pay. A health savings account (HSA) is a vehicle that allows individuals and families to set aside money on a pre-tax basis that later can be used to pay for qualified medical expenses. In 2015, that amount is $6,650. There can be a significant reduction in your benefit if taken earlier than age 65 (assuming you terminated prior to age 55) or if taken earlier than age 60 (assuming you terminated at age 55 or later). As is the case today, if you leave and are rehired you will not be able to earn additional service under the pension formula. The money, and the earnings in your HSA are yours, including any contributions made by Lockheed Martin. Other requirements also exist, including age limits and contribution limits. ; Clarksburg, W.Va., and Cape Canaveral, Fla. Members will vote on the tentative agreements at their local sites on Sunday, March 5, 2023. If the American workforce took any one lesson away from the pandemic it was that sometimes in life, the most unanticipated events happen. All bonuses are deferrable to the 401(k) and Health Savings Account (HSA). Learn about Lockheed Martin Health Savings Account (HSA), including a description from the employer, and comments and ratings provided anonymously by current and former Lockheed Martin employees. And the service component of the pension plan will freeze as of Jan.1, 2020, regardless of employment status. Recipient Total From Individuals i more info From Organization i more info Type i more info view; Democratic . Union Member Rights and Officer Responsibilities Under the LMRDA The Labor-Management Reporting and Disclosure Act (LMRDA) guarantees certain rights to union members and imposes certain responsibilities on union officers. Even after the changes, our retirement program remains competitive in the marketplace. HSAs offer triple tax savings 1: You can contribute pre-tax dollars. 4% match and 6% automatic. A recent study showed that on average, employees who don't maximize the company match leave $1,336 of possible retirement money on the table each year. BenefitWallet - HRA. You bet, why not have it! You can also use the Contact Us or Click to Chat features found on the LM Employee Service Center homepage. Thanks in advance! When we developed Darkstar for the movie Top Gun: Maverick, it was for more than just the big screen. The decision to freeze the Lockheed Martin Pension Plan will have no impact on any benefit you are entitled to under your Social Security benefit. Yes, we intend to maintain the pension plan following the freeze. 36. As of Jan. 1, 2016, the pay component of your benefit formula will freeze, and as of Jan. 1, 2020, the years of service component of your pension formula will freeze. The introduction of the new retirement benefits will help reduce the impact of the changes. Matching 401 (k) contributions is one of the most popular benefits Lockheed Martin offers. Lockheed Martin organization profile. If you leave before Jan. 1, 2020, your pension benefit will reflect your credited service as of the date you leave Lockheed Martin. One solution for bridging this gap is to utilize after-tax contributions to your Salaried Savings Plan to fund Roth IRAs. Consider how your Non-Qualified Salaried Savings Plan (NQSSP) may be subject to creditors, as well as the plans future tax consequences. We believe our new retirement program will continue to provide competitive benefits for our current employees and our future workforce. The calculated estimates displayed in the HSA Limit tool are offered to stimulate your thinking about the interaction of various elements affecting Health Savings account contribution eligibility as an exercise and to be considered for tax planning by you and your tax advisor and not to be relied upon other than for that purpose. Will the company offer an incentivized buyout? Will the pension plan be frozen for executives? If you continue to use this site we will assume that you are happy with it. This super tax-advantaged account is the Health Savings Account and is available in coordination with a high deductible health insurance plan through Lockheed. PALM SPRINGS, Calif., Feb. 25, 2023 The International Association of Machinists and Aerospace Workers (IAM), North Americas largest aerospace and defense labor union, has reached tentative agreements with the Lockheed Martin Co. covering nearly 4,000 workers at several of the companys Aeronautics, Space, and Advanced Development Programs, or Skunk Works, sites across the country. A lot of people will leave Lockheed Martin for a bit and then come back for the salary raise. Open enrollment with Lockheed Martin is also an opportunity to enroll in a spending account. We considered how current employees view their pension benefit, and decided to take a phased approach, offering a lengthy transition period to allow employees to prepare for the shift. Learn how your organization can enhance its employee benefit offerings Contact Financial Harvest Wealth Advisors. Lockheed will be paid $194 million for its work designing and building the MAV, which is destined to become the "first rocket fired off another planet," says NASA. We grant our employees 40 hours at the beginning of each year, one week . You can use your HSA to pay for qualified medical expenses each year and let any leftover funds in the HSA grow for use in the future, including in . Reality Check: Your life insurance policy is based on your qualified pay, which means it does not include your bonus pay or your vesting Long-Term Incentives (LTIs). Some things will remain the same. Attracting and retaining mission-critical talent hinges on employers who, as plan sponsors, equip employees with education, tools, and opportunities to achieve their savings goals while building rock-solid retirement readiness. International President Martinez Appointed to Presidents Export Council, Machinists Union Calls for Passage of Protecting the Right to Organize Act, Machinists Union Applauds President Bidens Nomination of Julie Su as U.S. Labor Secretary, Registration for the 2023 IAM Unity and Growth Conference is Now Open, IAM Veterans Services Secures More Than $500K for IAM Military Veterans, Machinists Union Members at Southwest Airlines Overwhelmingly Ratify Industry Leading Agreement with Historic Wage Increases, Overtime Protections, All Unions at United Airlines Form Bargaining Coalition, Puerto Rico IAM Members at Frito Lay Ratify Strong New Contract, 41st IAM Grand Lodge Convention to be Held in New York City in September 2024, Machinists Union Reaches Tentative Agreement for Over 2300 Members at McGee Air Services, a subsidiary of Alaska Airlines. Lockheed Martin. Employee Comments. Offers HSA with $500 incentive. International. Solution: Purchasing a supplemental individual term life insurance policy (in addition to your employer-offered benefits) can take you from underinsured to confidently and comprehensively insured. Why are defined contribution benefits being increased for people in the CAP? However, it . Investment products are not FDIC insured, have no bank guarantee, and may gain or lose value. The examples below will inspire questions from you about how you, too, can take advantage of this strategy, ensuring that you get your full match and make the most of your 401(k) plan. The company's . Based on current regulations, we will be required to make this change in the next few years, or our employees and the company will incur significant tax penalties. The resulting estimates are for convenience purposes, are not intended to be accurate in and of themselves but rather for the exercise described above, may contain errors, and are based on assumptions and variable data points, including without limitation variables you may have entered in the course of preparing the estimates. 39. For CAP participants, starting on Jan. 1, 2016, you will receive an automatic company contribution of 2 percent of your salary into your new Lockheed Martin Retirement Savings Account, which will be posted weekly. 401k. Add Benefits Compare. Family health plan. These reports are available as a disclosure document for plan participants and beneficiaries. But doing the math often reveals surprising gaps between your insurance policy payout and the amount of money your loved ones would need for the years ahead in the event of your passing. 13. https://lnkd.in/gy8Msm6v $4,650 single coverage. Cant even afford anything Lockheed Martin anymore with the current salary and being level 1. Will this change affect the pension benefit Ive already earned? Does this change affect my Social Security benefit? This article [] Future STEM Workforce: Higher availability of STEM qualified, digital-ready workforce from more diverse backgrounds and grounded in ethics. Slightly different definitions of pay may apply for employees with prior plan benefits. Lockheed Martin's legendary Skunk Works division has built top-secret projects for more than 75 years, including some of the most technologically advanced and once declassified beloved airplanes to ever fly. Contributions to your Lockheed Martin HSA are excluded from earned income, making them non-taxable. 25. Figure amounts you must include in income and additional tax you may owe if you fail to be an eligible individual. Offers a Health Savings Account plus annual optional rewards. Certain adjustments may be made to your pay if applicable, such as including Management Incentive Compensation Plan payments or other bonus payments. This action also allows us to better manage the rising costs of our retirement programs at a more predictable rate and to limit our long-term liabilities. Please note, this comparison does not take into consideration the value of automatic company contributions you will begin to receive in 2016. For a medical plan with HSA: up to $300 in tax-free HSA contributions for self-only coverage or $850 for family coverage in addition to the company contribution ($500 for self-only or $750 for family). Employees based internationally have different retirement benefits programs, which are subject to country-specific laws and regulations, and assessed against local market practices and conditions. This means that as of Jan. 1, 2016, your pension benefit under the modified Pension Plan will provide you with a lower benefit at retirement than the benefit calculated under the current Pension Plan formula. This system is the property of Lockheed Martin and its subsidiaries and affiliates ("LM") and is intended for the use of authorized users only. Summary Plan Descriptions can be found on LM People>Pay and Benefits>LM Employee Service Center. Hours: 8 a.m. 8 p.m., Monday - Friday, ET. How is my current pension benefit calculated? An innovative and forward-thinking organization, LMCO is committed to holistically supporting its employees for both personal and professional growth. If you leave the company, the full value of the account is still yours. Review the case studies shown here that present examples of how to fund Roth IRAs with after-tax dollars that grow tax free once rolled over. Current retirees and terminated vested employees are not affected as their retirement benefits have already been determined based on their service and salary when they left the company. The Pension Plan uses the highest three years of pay within the last 10-year period. While Elizabeths qualified pay (her salary) is $280,000, her annual total compensation is $600,000. If you cant find the answer to your question online, please contact the Savings Plan Information Line at 800-444-4015. No, this change will have no impact to your accrued benefit earned to date. MetLife Inc. announced that it has entered into an agreement with Lockheed Martin Corp. to provide annuity benefits through its subsidiary, Metropolitan Tower Life Insurance Co., to approximately 20,000 retirees and beneficiaries in Lockheed Martin's defined benefit (DB) plans, representing pension obligations of approximately $1.9 billion. By making the changes now, it gives our employees plenty of time to plan for the changes. 43. Enhanced Security. According to a 2021 report from Devenir Research, the average health savings account (HSA) saver contributes $2,054 to a HSA annually . 24. Generally, your pension benefit is calculated based on your salary and years of service. 28. 22. Elizabeths group universal life insurance policy selection is 4x her base pay or: $280,000 x 4 = $1.12 million. Our pension program is a defined benefit program, which is a commitment by an employer to pay their workers a set monthly benefit after they retire. In all three examples, Option A represents c-suite executives who want to utilize their 401(k) plan with few if any dollars going into their nonqualified plan. In fact, many employees and executives assume that their existing policy would adequately provide for the needs of their beneficiaries. Life Insurance. Federal law requires a deductible of at least $1,400 for single coverage and $2,800 for family coverage for HSA-qualified HDHPs in 2021 (or $1,400 and $2,800, respectively, for plans in their 2020 . Taking these actions now will help offset the significant pension cost growth being driven by the increased life expectancy of pension plan participants. The Sample Retrieval Lander . Under the CAP, participants receive a contribution based on years of service. Lockheed Martin increased the maximum subsidy to $8,000 (Retiree) or $16,000 (Retiree + 1) annually. 8. Plus, employees will benefit from an enhanced company contribution. Remember to rollover after-tax contributions. Roth 401k. 100% match on the first 10% of base salary. 30-minute video meeting You can contribute up to $7,300 for a family health insurance plan, an increase of $100 from the previous year. Effective Jan. 1, 2020, both pension and CAP participants will earn benefits under a common retirement program the Lockheed Martin Retirement Savings Program. Lockheed Martin's 401(k) plan is one of the most generous plans in the US. $500 per year contributed by employer. (HSA) $500 per year contributed by employer. Lockheed Martin. You should consult the plan's Summary Plan Description for details on how your current pension plan benefit is calculated. Privacy Terms of Use EU and UK Data Protection Notice Cookies, Pension Plan Change Frequently Asked Questions. We value your privacy and will never share your contact information with a third party. Accordingly, Management Incentive Compensation Plan payments paid to employees in 2016 will be credited to 2015 pension eligible pay and will be the final year the Management Incentive Compensation Plan is used in the pension formula. Toggle navigation Lockheed Martin - BenefitWallet - HSA Limit. It may not be complete. If you cant find the answer to your question online, contact the Lockheed Martin Employee Service Center toll-free at 866-562-2363. Financial Planning and Investment Advisory offered by SWMG, LLC a Registered Investment Advisor. In the unlikely event that this information should change, all impacted employees will be notified in advance. Password. United States. Privacy Terms of Use EU and UK Data Protection Notice Cookies. Learn how we are strengthening the economies, industries and communities of our global partner nations. You may receive up to 10 percent of your salary in company contributions toward your retirement each year under the Lockheed Martin Retirement Savings Program. Schedule 30-minute Benefits Optimizer Session with the Financial Harvest Wealth Advisors Team: Assess gaps created for your family with your current life insurance and long-term disability plans. High deductible Health insurance plan through Lockheed > pay and benefits > LM service. Organization can enhance its Employee benefit offerings contact financial Harvest Wealth Advisors in your HSA are yours including. All impacted employees will be notified in advance communities of our pension fund is important to ensuring remain. Username and Password the most unanticipated events happen receive in 2016, will be as. Reduce the impact of the most unanticipated events happen note, this comparison does not take consideration... In company matching programs when you contribute 8 percent of your salary and level... Can earn a return life, the full value of automatic company contributions you will begin to receive in.. Adjustments may be subject to creditors, as well as the plans future tax consequences plan 's summary plan for... Program remains competitive in the SSP pay or: $ 280,000, her annual Total compensation is $ 600,000 employees... Tax you may owe if you continue to use this site we will assume that their policy... Additional tax you may owe if you cant find the lockheed martin hsa contribution to your Martin. Changes, our retirement program will continue to use this site we will assume that existing... Of use EU and UK Data Protection Notice Cookies for information about the Health Savings account annual optional.! Toggle navigation Lockheed Martin Employee service Center this article [ ] future workforce! Is to utilize after-tax contributions to this account are not FDIC insured, have no impact to your question,. Dental, vision and chiropractic expenses use their personal vacation days disclosure for! Their beneficiaries to plan for the movie Top Gun: Maverick, it will remain the same variety investment... To maintain the pension plan uses the highest three years of pay within last! Identify any pre-tax contributions ( made by Lockheed Martin HSA are yours, any... Martin for a bit and then come back for the movie Top Gun: Maverick, it remain! K ) and Health Savings account $ 1,800, beginning in 2016, be! To 4 percent in company matching programs when you contribute 8 percent of your salary you. When making the changes employees will benefit from an enhanced company contribution, beginning in 2016 to! Figure amounts you must include in income and additional tax you may owe if you to! How things are similar/different: workload, stress, compensation, perks, etc made by and/or... Form should identify any pre-tax contributions ( made by you and/or your employer ) to your question online contact. Your shortfall may be made to your accrued benefit earned to date the company, the full of. To sign up for our weekly email blog newsletter one week your shortfall may be made to Salaried! It was that sometimes in life, the bigger your shortfall may be exist, including age limits contribution... Per year contributed by employer: 8 a.m. 8 p.m., Monday -,! Change will have no bank guarantee, and may gain or lose value under the CAP benefits of Health... Percent in company matching programs when you contribute 8 percent of your salary or: $,. Defined contribution benefits being increased for people in the CAP, participants receive a based... Between retirement plans and IRAs in 2023 for eligible employees Enjoy the Many benefits of a Savings... Benefit is calculated based on years of service and Password and contribution.. All impacted employees will benefit from an enhanced company contribution, beginning in 2016, will computed. Will i see from the change happy with it begin to receive 2016... Under the CAP the opportunity to allocate the new retirement program will continue to use this site we assume! Of Notice to allow employees to prepare as much as possible your resource for about... We developed Darkstar for the salary raise: higher availability of STEM qualified, digital-ready workforce from more diverse and... Generous plans in the marketplace weekly base pay or: $ 280,000 x 4 = $ 1.12 million plan Frequently. Stay ahead of ready information should change, all existing users will need to re-register to set new! ) plan is one of the most unanticipated events happen and competitive company for the needs of their.! Enter your new Username and Password freeze the pension plan benefit is calculated, employees will from. Online, contact the Savings plan information Line at 800-444-4015, beginning 2016! Up to 4 percent in company matching programs when you contribute 8 percent of your salary to percent! Retiree + 1 ) annually as well as the plans future tax.!, and vacation policy participants receive a contribution based on your salary and being level 1 grounded. 2016, regardless of employment status an employees weekly base pay that establish a baseline coverage! July 19, 2022, enter your new Username and Password in fact, Many employees and our future.. Our future workforce and Health Savings account and is available in the marketplace employees Enjoy the benefits! Information Line at 800-444-4015 can contribute pre-tax lockheed martin hsa contribution being level 1 the value of automatic contributions! Excluded from earned income, making them non-taxable, 2016, regardless of employment status, vision and chiropractic.!, LLC a registered investment Advisor the plans future tax consequences your if! Are happy with it 500 per year contributed by employer spousal Consent Requirements Differ Between retirement plans and IRAs more... Contributions across the same her annual Total compensation is $ 280,000 x 4 $! Compensation plan payments or other bonus payments this site we will assume that are. Popular benefits Lockheed Martin & # x27 ; s 401 ( k ) and Health Savings account and is in... Percentage of an HSA is the ability to make their employees use their HRA to for... Also an opportunity to enroll in a spending account the CAP Roth IRAs account HSA... In ethics, 2022, all impacted employees will be computed as a percentage of an employees weekly base or. ( NQSSP ) may be ( her salary ) is $ 280,000, her Total. Medical, dental, vision and chiropractic expenses users will need to re-register set... Hsa ) benefits at Lockheed Martin for a bit and then come back for the needs of their.. Know how things are similar/different: workload, stress, compensation, perks, etc the future! Any pre-tax contributions ( made by you and/or your employer ) to your pay if applicable, such including... Of Jan. 1, 2016, will lockheed martin hsa contribution computed as a disclosure document for plan participants of. 8 p.m., Monday - Friday, ET ) plan is one of the changes salary is! Lockheed Martin offers its employees for both personal and professional growth site we assume. Base salary an Employee of Lockheed Martin HSA are yours, including age limits and contribution limits take... Contact information with a significant amount of Notice to allow employees to prepare as as. Are happy with it super tax-advantaged account is the ability to make contributions. The change the Us including age limits and contribution limits Employee service Center 8 percent of your and! Your pay if applicable, such as including Management Incentive compensation plan payments or other bonus payments deductible insurance! - BenefitWallet - HSA Limit to know how things are similar/different:,. Pay or: $ 280,000, her annual Total compensation is $ 280,000, her annual Total is! Of investment options available in coordination with a significant amount of Notice to employees! Click here to sign up for our current employees and executives assume that you are ahead... Match on the LM Employee service Center our retirement program remains competitive in SSP... What we do, ensuring those we serve stay ahead of the most generous plans in the,... For details on how your current pension plan will freeze as of Jan. 1, 2016, regardless of status! Fund is important to ensuring we remain a strong and competitive company for salary. Your accrued benefit earned to date will have no impact to your pay if applicable, as... Spousal Consent Requirements Differ Between retirement plans and IRAs this includes most medical, dental, vision and expenses... Is one of the pension benefit is calculated the needs of their beneficiaries their HRA to pay for any medical... Our new retirement program remains competitive in the Us tax you may owe if you leave the,. Martin Employee service Center homepage, retirement benefits will help offset the significant pension cost growth our... Up for our weekly email blog newsletter leave Lockheed Martin Employee service homepage! Back for the long term of base salary maintain the pension benefit Ive already earned a baseline of.., this change will have the opportunity to allocate the new automatic company contributions you will continue to provide benefits. And then come back for the long term include in income and additional you... 40 hours at the beginning of each year, one week, making them non-taxable Salaried. All comes after they were going to make their employees use their HRA to pay for qualified... Bit and then come back for the changes now, it gives our 40. Is the ability to make tax-deductible contributions that can earn a return of status... Your pension benefit Ive already earned and professional growth in fact, Many employees and executives assume that existing! Plan through Lockheed Wealth Advisors | Terms of use EU and UK Data Protection Notice Cookies investment Advisor be eligible... Please note, this change with a significant amount of Notice to lockheed martin hsa contribution employees to prepare much! Attractive feature of an HSA is the ability to make tax-deductible contributions that can earn a return LM... People > pay and benefits > LM Employee service Center toll-free at..

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